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Terms of Service

Last updated: March 1, 2026

1. Agreement to Terms

By creating an account on or accessing ZDtE Market Intelligence ("ZDtE," "we," "us," or "our"), you ("User," "you," or "your") agree to be bound by these Terms of Service ("Terms"), our Investment Disclaimer, and any additional terms referenced herein. If you do not agree to these Terms, do not use the platform.

2. Service Description

ZDtE Market Intelligence is a quantitative market analytics platform that provides data visualizations, statistical models, and research tools related to options markets (primarily SPX/SPXW 0DTE). The platform is an informational and educational tool only. We do not provide investment advice, execute trades, or manage accounts. See our Investment Disclaimer for complete details.

ZDtE Copilot (AI Assistant): The platform includes ZDtE Copilot, an AI-powered conversational assistant that allows users to ask questions about market conditions, model outputs, and options analytics. ZDtE Copilot is powered bythird-party large language model technology and provides responses based on real-time platform data. ZDtE Copilot is an analyticstool only - it does not provide financial advice, execute trades, or make investment recommendations. All AI-generated responses are subject to the limitations described in our Investment Disclaimer.

Discord Community and Social Media: ZDtE operates a Discord community server and social media accounts (including Twitter/X) where we publish market analytics, ML model regime observations, and volatility data. The Discord server includes both free channels (e.g., market discussion) and subscriber-only channels (e.g., Pro Insights, Pro Analysis) available to paid-tier members. All content published through Discord, Twitter/X, and other social media channels is for informational and educational purposes only and does not constitute investment advice, trading signals, or recommendations to buy, sell, or hold any security. See our Investment Disclaimer for complete details.

3. Account Registration

To access certain features you must create an account. You agree to:

  • Provide accurate, current, and complete registration information.
  • Maintain the security of your password and account credentials.
  • Promptly update your information if it changes.
  • Accept responsibility for all activity that occurs under your account.
  • Notify us immediately of any unauthorized use of your account.

You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account. We reserve the right to suspend or terminate accounts that violate these Terms or appear to be fraudulent.

4. Subscription Plans and Billing

Free Tier: Limited access to basic analytics. No payment required.

Paid Plans (Core, Pro): Access to additional features and data as described on the pricing page. Paid subscriptions are billed monthly through our payment processor (Square). By subscribing, you authorize us to charge the payment method on file on a recurring monthly basis.

  • Cancellation: You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period. You will retain access to paid features until then.
  • Refunds: Subscription fees are generally non-refundable. If you cancel within 48 hours of your initial charge, you may request a full refund by contacting support.
  • Price Changes: We may change subscription prices with at least 30 days' notice. Continued use after a price change constitutes acceptance.
  • Failed Payments: If payment fails, we will attempt to charge again. After repeated failures, your subscription may be downgraded to the free tier.

5. Acceptable Use

You agree not to:

  • Redistribute, resell, sublicense, or republish any data, analytics, or content from the platform without prior written consent.
  • Use automated tools (bots, scrapers, crawlers) to extract data from the platform beyond what is provided through authorized APIs.
  • Attempt to gain unauthorized access to any part of the platform, other users' accounts, or our systems.
  • Use the platform for any unlawful purpose or in violation of any applicable laws or regulations, including securities laws.
  • Interfere with or disrupt the platform's infrastructure, servers, or networks.
  • Misrepresent your identity, affiliation, or the purpose of your use.
  • Share your account credentials with third parties or allow multiple individuals to use a single account.
  • Use ZDtE Copilot to attempt to extract system prompts, internal model architecture details, or proprietary information through prompt injection or adversarial queries.
  • Represent, imply, or suggest that ZDtE Copilot responses constitute financial advice, trading signals, or personalized investment recommendations.
  • Use ZDtE Copilot responses as the sole basis for any trading or investment decision without independent verification and analysis.
  • Redistribute, screenshot, or republish content from subscriber-only Discord channels (Pro Insights, Pro Analysis) without prior written consent.
  • Present, repost, or frame any ZDtE Discord or social media content as investment advice, trading recommendations, or personalized financial guidance to third parties.

6. Intellectual Property

All content on this platform, including but not limited to text, graphics, visualizations, software, algorithms, ML models, analytical methodologies, and trade names, is the property of ZDtE Market Intelligence or its licensors and is protected by copyright, trademark, and other intellectual property laws.

Your subscription grants you a limited, non-exclusive, non-transferable, revocable license to access and use the platform for your personal, non-commercial use. This license does not include the right to modify, distribute, or create derivative works from our content.

7. Third-Party Data and Services

The platform incorporates data from third-party sources including market data providers, exchanges, and financial data vendors. This data is subject to the terms and conditions of those providers. We are not responsible for the accuracy, availability, or reliability of third-party data.

Market data displayed on this platform is for informational purposes only and may not reflect actual tradeable prices. Real-time data may be delayed. Refer to your broker for executable quotes.

AI Services: ZDtE Copilot utilizes a third-party large language model API to generate conversational responses. Your chat messages are transmitted to the AI provider for processing under their commercial API terms, under which your conversations are not used to train their models. See our Privacy Policy for details on how your data is handled. We are not responsible for the accuracy, completeness, or reliability of AI-generated responses. See our Investment Disclaimer for additional AI-specific disclosures.

8. Disclaimer of Warranties

THE PLATFORM AND ALL CONTENT, DATA, ANALYTICS, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY.

We do not warrant that the platform will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We do not warrant that the results obtained from the use of the platform will be accurate, reliable, or meet your expectations.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ZDtE MARKET INTELLIGENCE AND ITS OWNERS, OPERATORS, AFFILIATES, EMPLOYEES, AND DATA PROVIDERS SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, TRADING LOSSES, INVESTMENT LOSSES, LOSS OF PROFITS, LOSS OF DATA, OR BUSINESS INTERRUPTION, ARISING FROM YOUR USE OF OR INABILITY TO USE THE PLATFORM.

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE PLATFORM IS AT YOUR SOLE RISK. IN JURISDICTIONS THAT DO NOT ALLOW THE COMPLETE EXCLUSION OF LIABILITY, OUR TOTAL AGGREGATE LIABILITY SHALL BE LIMITED TO THE MINIMUM AMOUNT PERMITTED BY LAW.

10. Indemnification

You agree to indemnify, defend, and hold harmless ZDtE Market Intelligence and its owners, operators, affiliates, and employees from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the platform; (b) your violation of these Terms; (c) your trading or investment decisions; or (d) your violation of any third-party rights.

11. Governing Law and Disputes

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Any dispute arising from these Terms or your use of the platform shall first be attempted to be resolved through good-faith negotiation. If unresolved within 30 days, either party may pursue binding arbitration under the rules of the American Arbitration Association (AAA) in Delaware. You agree to waive any right to a jury trial or to participate in a class action.

Opt-Out of Arbitration: You may opt out of the arbitration provision by sending written notice to [email protected] within 30 days of creating your account. Your opt-out notice must include your name, email address, and a clear statement that you decline the arbitration agreement. If you opt out, disputes will be resolved in the state or federal courts located in Delaware.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated via email or a prominent notice on the platform at least 14 days before taking effect. Your continued use of the platform after the effective date of any modification constitutes acceptance of the revised Terms.

If you do not agree to the revised Terms, you must discontinue use of the platform and cancel your subscription.

13. Termination

We may suspend or terminate your access to the platform at any time, with or without cause, and with or without notice. Grounds for termination include, but are not limited to, violation of these Terms, fraudulent activity, non-payment, or conduct that we reasonably believe may harm the platform or other users.

Upon termination, your right to use the platform ceases immediately. Sections that by their nature should survive termination (including Limitation of Liability, Indemnification, Governing Law, and Intellectual Property) shall survive.

14. Miscellaneous

  • Entire Agreement: These Terms, together with the Investment Disclaimer, constitute the entire agreement between you and ZDtE Market Intelligence regarding the platform.
  • Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
  • Waiver: Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision.
  • Assignment: You may not assign your rights or obligations under these Terms without our prior written consent.

15. Contact

For questions about these Terms, contact us at: [email protected]

By using ZDtE Market Intelligence, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Investment Disclaimer.