Investment Disclaimer

1. Not Investment Advice

ZDtE Market Intelligence ("ZDtE," "we," "us," or "our") provides quantitative market analytics, data visualizations, and research tools for informational and educational purposes only. Nothing on this platform constitutes investment advice, a trading recommendation, or a solicitation to buy, sell, or hold any security, option, or other financial instrument.

We do not know your financial situation, risk tolerance, investment objectives, or tax circumstances. Any decision to trade or invest based on information obtained from this platform is made solely at your own discretion and risk.

2. No Guarantee of Results

All analytics, indicators, model outputs, statistical scores, and other data displayed on this platform are derived from quantitative models and publicly available market data. These outputs reflect historical or real-time statistical observations and do not predict future market behavior.

Past performance of any analytical model, backtested strategy, or displayed metric does not guarantee future results. Markets are inherently unpredictable, and any analytical edge can degrade or reverse without warning.

3. Risk Disclosure

Options trading involves substantial risk of loss and is not suitable for all investors. The risk of loss in trading options can be substantial. You should carefully consider whether trading is suitable for you in light of your circumstances, knowledge, and financial resources.

• Zero-Days-to-Expiration (0DTE) options are among the highest-risk instruments available. They can lose 100% of their value within minutes and are subject to extreme intraday volatility, rapid time decay (theta), and liquidity gaps that may prevent execution at desired prices.
• You may lose more than your initial investment. Options sellers face theoretically unlimited loss.
• Leverage in options trading magnifies both gains and losses. Small market movements can result in large percentage changes in option value.
• Market disruptions, halts, or extreme volatility events may prevent you from closing positions at any price.

You should only trade with capital you can afford to lose entirely. Consult with a qualified financial advisor and your broker before engaging in options trading.

Before trading options, review the Options Clearing Corporation's "Characteristics and Risks of Standardized Options" disclosure document.

4. Data Accuracy

Market data, analytics, and all information on this platform are provided on an "as is" and "as available" basis. While we strive for accuracy, we make no representations or warranties regarding the accuracy, completeness, timeliness, reliability, or suitability of any data presented.

• Data may be delayed, incomplete, or contain errors.
• Third-party data sources (including market data providers and exchanges) may experience outages, provide incorrect data, or change their data formats without notice.
• Displayed prices, Greeks, implied volatility, and other derived metrics are estimates and may differ from actual executable prices at your broker.
• Real-time data may lag by seconds to minutes depending on market conditions and data provider latency.

Always verify critical data with your broker's platform before executing any trade.

5. Machine Learning and Model Disclaimer

This platform utilizes machine learning models and quantitative algorithms to generate analytics and research outputs. You should be aware that:

• ML models are trained on historical data and may not generalize to future market conditions, regime changes, or unprecedented events.
• Model confidence scores and probability estimates are statistical measures, not guarantees. A "high confidence" output can still be wrong.
• Models may exhibit distributional drift, degraded accuracy, or unexpected behavior as market conditions evolve.
• Backtested results are hypothetical and subject to look-ahead bias, survivorship bias, and overfitting. They do not account for slippage, commissions, or market impact.
• No AI or machine learning system can reliably predict market movements. Claims of guaranteed returns from any AI-based system should be treated with extreme skepticism.

6. ZDtE Copilot (AI Assistant) Disclaimer

ZDtE Copilot is an AI-powered conversational feature that uses third-party large language model technology to respond to user questions about market conditions, platform analytics, and options theory. You should be aware that:

• Not financial advice: ZDtE Copilot does not provide investment advice, trading recommendations, or personalized financial guidance. All responses are for informational and educational purposes only.
• AI hallucinations and errors: Large language models can generate responses that sound confident but are factually incorrect, incomplete, misleading, or internally inconsistent. ZDtE Copilot may "hallucinate" data points, misinterpret market conditions, or present plausible-sounding analysis that is wrong.
• No guarantee of accuracy: While ZDtE Copilot has access to real-time platform data (market snapshots, model outputs, dealer positioning), the AI's interpretation and presentation of that data may contain errors. Always cross-reference AI responses with the platform's direct data displays and your broker.
• Not a substitute for professional judgment: ZDtE Copilot cannot replace the judgment of a qualified financial advisor, registered investment adviser, or your own independent analysis. Do not rely on AI-generated responses as your primary or sole source of market information.
• No trade execution capability: ZDtE Copilot cannot and does not execute trades, place orders, modify positions, or access your brokerage account. It is a read-only analytics interface.
• Data latency: Market data accessed by ZDtE Copilot may be cached and delayed by up to 60 seconds. Responses may reflect stale market conditions, particularly during fast-moving markets.
• Third-party AI: ZDtE Copilot is powered by a third-party large language model provider. We do not control the underlying model's behavior, training data, or reasoning process. The provider's models may change over time, potentially altering response quality or characteristics without notice.
• Scope limitations: ZDtE Copilot has access to a limited subset of platform data (market snapshots, dealer positioning, and model analysis outputs). It does not have access to your account information, historical trade logs, backtesting results, or the full depth of the platform's analytical capabilities.

BY USING ZDtE COPILOT, YOU ACKNOWLEDGE THAT AI-GENERATED CONTENT MAY CONTAIN ERRORS AND THAT YOU ASSUME ALL RISK ASSOCIATED WITH RELIANCE ON SUCH CONTENT. YOU AGREE TO INDEPENDENTLY VERIFY ALL INFORMATION BEFORE MAKING ANY TRADING OR INVESTMENT DECISIONS.

7. Discord Community and Social Media Disclaimer

ZDtE operates a Discord community server and social media accounts (including Twitter/X at @ZDtE_Ai) where we publish automated market analytics. These channels include subscriber-only areas such as Pro Insights and Pro Analysis. You should be aware that:

• Not financial advice: All content posted to Discord and social media, including regime change alerts, ML model direction observations, VIX alerts, market summaries, and end-of-day analyses, is for informational and educational purposes only. Nothing posted constitutes a recommendation to buy, sell, or hold any security.
• Not market analysis: ML model direction observations (e.g., "ML Direction Flip: CALL") report what our quantitative models are observing, not what you should do. These observations reflect statistical model outputs and are not instructions, recommendations, or solicitations to trade.
• Pro channels are not premium advice: Subscriber-only channels (Pro Insights, Pro Analysis) provide earlier or more detailed access to the same type of analytical content available on the platform. The "Pro" designation refers to the depth of analytics, not to the provision of professional financial advice.
• Automated content: Most Discord and social media posts are generated automatically by software bots reading platform data. They are not reviewed by a human before publication and may contain errors, stale data, or misleading interpretations.
• No personalization: All content is identical for all subscribers in a given channel. We do not tailor content to any individual's financial situation, risk tolerance, or investment objectives.
• Third-party platforms: Discord and Twitter/X are third-party services with their own terms of service and privacy policies. We are not responsible for the actions, policies, or availability of these platforms.

BY ACCESSING ZDtE'S DISCORD CHANNELS OR SOCIAL MEDIA ACCOUNTS, YOU ACKNOWLEDGE THAT ALL CONTENT IS INFORMATIONAL ONLY AND DOES NOT CONSTITUTE FINANCIAL ADVICE. YOU ASSUME ALL RISK ASSOCIATED WITH ANY TRADING DECISIONS YOU MAKE.

8. Publisher's Exclusion

ZDtE Market Intelligence operates as a publisher of general market research and quantitative analytics under the publisher's exclusion of Section 202(a)(11) of the Investment Advisers Act of 1940, as interpreted by the United States Supreme Court in Lowe v. SEC, 472 U.S. 181 (1985).

We are not registered as an investment adviser with the U.S. Securities and Exchange Commission (SEC) or any state securities regulator. We do not provide personalized investment advice tailored to any individual's specific financial situation. Our publications are:

• Of a general and impersonal nature, available to all subscribers equally
• Of general and regular circulation, published on a consistent basis
• Bona fide publications, not a device to provide individualized advice

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ZDtE MARKET INTELLIGENCE, ITS OWNERS, OPERATORS, AFFILIATES, EMPLOYEES, AND DATA PROVIDERS SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, LOSS OF PROFITS, LOSS OF DATA, TRADING LOSSES, INVESTMENT LOSSES, OR BUSINESS INTERRUPTION, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, INABILITY TO USE, OR RELIANCE ON ANY INFORMATION, DATA, ANALYTICS, OR SERVICES PROVIDED THROUGH THIS PLATFORM, REGARDLESS OF THE CAUSE OF ACTION OR THE THEORY OF LIABILITY.

This exclusion of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damages. This includes, without limitation, any damages arising from AI-generated content provided by ZDtE Copilot, including but not limited to inaccurate data interpretations, hallucinated facts, or misleading analysis. This also includes, without limitation, any damages arising from content published through our Discord server, Twitter/X account, or any other social media channel, including Pro Insights and Pro Analysis content. You expressly acknowledge that you assume all risk associated with your use of this platform, including its AI features, Discord community, and social media channels, and any trading or investment decisions you make.

In jurisdictions that do not allow the complete exclusion of liability, our liability shall be limited to the minimum amount permitted by law.

10. Your Responsibility

By using this platform, you acknowledge and agree that:

• You are solely responsible for your own investment and trading decisions.
• You will conduct your own independent research and due diligence before making any financial decision.
• You understand the risks of options trading, including but not limited to the risk of total loss of invested capital.
• This platform does not provide investment advice, trading recommendations, or market analysis purporting to direct trades. All content is for informational and educational purposes only. You are solely responsible for all trading and investment decisions and must conduct your own independent analysis.
• You are of legal age in your jurisdiction and legally permitted to use financial analytics services.

11. Regulatory Status

ZDtE Market Intelligence is not a broker-dealer, investment adviser, commodity trading advisor, futures commission merchant, or any other type of regulated financial entity. We do not execute trades, hold customer funds, or maintain brokerage accounts on behalf of users.

If you reside outside the United States, you are responsible for compliance with your local laws and regulations regarding the use of financial analytics services and the trading of securities and derivatives.

This disclaimer is not exhaustive and does not address every possible risk associated with trading or using analytical tools. If you do not understand the risks involved, do not use this platform and seek advice from qualified professionals.